A woman has been ordered by
a court to repay her former boyfriend up to the tune £116,000 in cash and gifts he showered upon her while
they were dating, but later went sour after he caught her cheating.
Nurse Trish Garikayi, 37,
said she was a given a Porsche 911 and a £100,000 diamond bracelet from Aspreys
by love-struck businessman, Wisdom Penfold, 58, Daily Mail reports.
But Mr Penfold claimed
their relationship turned sour after he caught her in bed with another man.
They pair ended up locked
in a bitter court battle over money.
And a judge at Central London County Court has
ruled that she ‘misappropriated’ money Mr Penfold entrusted to her when blinded
by love.
Miss Garikayi has been
ordered to repay him £116,000, lawyers’ bills, plus a 20% share of her £340,000
home.
She earlier claimed to be a
‘kept woman’ and insisted that the money, like the luxury goods he lavished
upon her, was a non-returnable gift.
But Judge Alexander
Hill-Smith said she had her ‘eyes firmly on winning the case’ and ‘unhesitatingly
preferred’ Mr Penfold’s account of events.
After the judge announced
his decision, Miss Garikayi hurled her £2,500 engagement ring across the
courtroom towards her ex-fiance.
Mr Penfold calmly picked up
the discarded diamond band and handed it to his solicitor.
Earlier he accused her of
spending over £200,000 of his money, which was supposed to go towards a home
for the loved-up couple.
They met in a hospital cafe
in 2009, but Mr Penfold claimed the ‘perfect’ relationship came to an end in
2015, when he caught her with another man.
He came home unexpectedly
to find his younger lover with a doctor in the house, he told the judge.
The tree importer and
exporter, of Lydia Park, Cranleigh, said the relationship was a ‘happy one’ for
years and they got engaged in 2013.
But the weeping businessman
was so shaken up by his ‘completely shocking discovery’ that Miss Garikayi had
to take him to A&E, the court heard.
She claimed they split up
earlier, in June 2015, because he had got together with another woman, with
whom he now has a child.
Mr Penfold was still
married to another woman when he first started seeing Miss Garikayi, but he
said the marriage had ‘not been close’.
His wife was ‘comfortable’
with his new relationship, and Mr Penfold said: ‘I’ve never been unfaithful to
anyone in my life’.
The court heard £218,000
had been paid into Miss Garikayi’s account after Mr Penfold sold two investment
properties.
Insisting the money was a
gift, she said that, throughout the relationship,
‘if I wanted something, I
would get it’. As far as the discussion I had with Wisdom, they were gifts to
me,’ she told the judge.
‘We were in love, the
relationship was strong at that point. So there was no need for me to question
or query.’
Her solicitor, Chike Ezike,
added:
‘The nature of the
relationship was one where Mr Penfold bestowed and showered Miss Garikayi with
lavish gifts.’
Treating her as a ‘kept
woman’, he gave her a Porsche, a BMW and a Mercedes and the £100,000 bracelet,
the court was told.
And they enjoyed high-end
holidays together to Paris, Spain, Indonesia and Dubai, he added.
Mr Ezike claimed that Mr
Penfold also ‘regularly gave her large sums of money’ with no expectation that
she would ever pay him back.
But, denying that he had
been so generous, Mr Penfold said:
‘I think if I gave £100,000
for a bracelet I would quite remember it.
‘I think it would be welded
in my brain for the rest of my life.’
He accepted that he brought
Miss Garikayi everything from ‘the little pink pigs out of M&S’ that she
liked, and a Burberry coat and Jimmy Choo shoes.
But he told the judge that
he ‘did not give her large sums of money’ and had ‘never bought her a car’.
The £218,000 was placed in
Miss Garikayi’s account as a sign of the ‘seriousness of their relationship’,
said his barrister, Richard Alford.
They were looking to start
a family together, but it was ‘implausible’ that Mr Penfold would give her
‘such a large gift’, he added.
He raised the cash with a
view to buying a family home and ‘she indicated that he should pay the money
into her account to demonstrate his trust for her.’
‘He did as requested,
instructing her that the funds were to be held in the account and not used unless
he said so,’ added Mr Alford.
But instead she spent some
of the money on herself and used £91,000 to buy a property in Harare, Zimbabwe,
without his permission, the barrister claimed.
Mr Penfold also claimed he
was entitled to a share in a property in Chaucer Court, Guildford, Miss
Garikayi bought for £275,000 in 2015.
He said he had paid the
£35,000 deposit as well as refurbishment costs and two mortgage payments.
She denied they had ever
planned to buy a property together and said she bought her home on her own with
‘no involvement whatsoever’ from Mr Penfold.
The judge said he was ‘very
much in love’ with Miss Garikayi and ‘as far as he was concerned it was a
perfect relationship’.
‘I find his account of the
break-up of the relationship, his returning to the house, his reaction to it,
going to A&E and being badly affected, compelling.
‘Her account of the
breakdown of the relationship was very unspecific,’ the judge added.
‘It lacked the human
qualities that one would find in a breakdown of a long-term relationship like
this.’
Miss Garikayi had her ‘eyes
firmly on winning the case’ and the judge said: ‘I do not find her to have been
consistent in her defence’.
‘The documentary evidence,
I find, supports the account of Mr Penfold and not Miss Garikayi.’
The judge ruled that the
cash paid into her account, far from being a gift to a kept woman, was ‘held on
trust’ by her for Mr Penfold.
But Judge Hill-Smith ruled:
‘I unhesitatingly prefer
the evidence of Mr Penfold…he gave his evidence in a careful way.’
‘His written statement is
thorough and comprehensive and presents a coherent account of what occurred.’
She spent £91,000 on the
Zimbabwe property ‘in breach of trust’ and the judge ruled she had also ‘misappropriated’
£25,000 of his money.
He accepted that Mr Penfold
had contributed £35,000 towards the Chaucer Court deposit, as well as paying
for refurbishments and two mortgage payments.
That came to a total of
£60,000, entitling Mr Penfold to a 20% stake in Miss Garikayi’s home, now
valued at £340,000.
‘I do find as a fact that
the parties were intending this as a joint home together,’ the judge said.
‘I have accepted Mr
Penfold’s evidence and essentially found for him on all the financial issues.’
Miss Garikayi was given six
months to buy him out, or her home would be sold and the proceeds divided.
Mr Penfold’s lawyers say
they will be seeking £62,000 in costs against Miss Garikayi, and the judge
ordered her to pay £30,000 of that within 21 days.
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